Un juez consulta al TJUE sobre la transparencia del Índice Hipotecario.

A judge consults the CJEU on the transparency of the Mortgage IRPH Index.

5 February, 2018

In my last post, I commented the Judgment of the Spanish Supreme Court of December 14, 2017 regarding the IRPH reference index for mortgage loans. In this resolution, the Supreme Court understood that the said index did not have to be submitted to transparency control….

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¿Qué es el índice IRPH?

Abusive clauses in bank contracts are being delimited: now the IRPH index.

27 December, 2017

On 14th December, 2017, the Supreme Court issued un expected Judgment regarding the reference index of mortgage loans (called IRPH); with the exception of two of the Magistrates, the Judgement considers the position defended by Kutxabank, arguing that the mortgage loans with variable interest referenced…

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Construccion_viviendas

The new Phoenix Bird: the construction of homes reborn with force in Spain

26 September, 2017

We have been witness for years of a real meltdown of the sector, in which big companies have collapsed, such as Parquesol, Martinsa-Fadesa or Reyal Urbis, which have been the subject of the largest bankruptcy proceedings in the country, along with countless other companies. Without…

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Revision-Clausulas-Suelo-Noticias-D

Responsabilidad del Estado por no examinar de oficio el carácter abusivo de una cláusula contractual por parte de la Autoridad Judicial.

16 March, 2017

Estos últimos días estamos recibiendo numerosas noticias respecto de las cláusulas abusivas aplicadas por las entidades bancarias en los contratos de préstamos hipotecarios: cláusula suelo, interés IRPH, gastos de la constitución de la propia hipoteca, condiciones del vencimiento anticipado, responsabilidad universal (versus dación en pago),…

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